I even had somebody call me after that ask me about the The app and if there was anything you could do to help which has never happened ever since smart phones came out so I thought so as to was pretty cool customer service is great. Stacked with features too!

But in the other case, in the case of a credit card, you won't lose any money, unless by a later stage your bank refuses to accept your claim of charlatan and asks you to pay which again is something you will be able to contest. It is essentially safer than the regular offline payments that you make -- these also you should not make with a debit card -- but there is something called planning for contingency.